Open enrollment your team can finish in a week.

Employees compare plans and enroll online. Elections sync to payroll and carriers automatically.

ON EVERY PLAN: Free with Worklio Insurance as broker of record
ENROLLMENT: Online, mobile-friendly
SECTION 125: Pre-tax deductions, plan document included
CARRIER FEEDS: EDI to major carriers

SECTION 125 · PRE-TAX BENEFITS

Your benefits already lower your payroll taxes.

When employee premiums, HSA, and FSA contributions run pre-tax, you skip 7.65% employer FICA on those dollars and employees take home more. Because payroll and benefits share one record, the deductions are coded correctly every run.

EXAMPLE · 150 EMPLOYEES

$25,819 / yr

Employer FICA saved, assuming 75% enroll at $250/mo employee premium. Adjust headcount on the pricing page.

Excludes HSA/FSA and state unemployment tax. Not tax advice.

WHAT'S INCLUDED

01
Section 125 plan
Premium-only plan, HSA, and FSA, with plan document, nondiscrimination testing, and W-2 coding included.
02
Guided enrollment
Plain-language plan comparison for employees.
03
Life events
Marriage, birth, and moves handled mid-year.
04
Carrier connections
Enrollment changes sent without spreadsheets.
05
Deduction sync
Pre- and post-tax deductions set automatically.
06
COBRA
Notices and continuation tracked.
07
Worklio Insurance
Optional: get quotes from your real census.

HOW IT WORKS

Enrollment in three steps.

01Set up plans. Your carriers and contribution rules.
02Employees enroll. On their phone, with decision support.
03Everything syncs. Payroll deductions and carrier files update.

WORKS WITH

INCLUDED IN

INCLUDED FROM PAYROLLAnd every plan above it.From $12 / employee / moCompare plans

QUESTIONS ABOUT Benefits admin

Which plan includes benefits admin?: It is included from the Payroll plan up.
Does it share data with the rest of Worklio?: Yes. Every module works from one employee record, so changes flow to payroll, time, benefits, and reporting automatically.
Can we add it later?: Yes. Modules can be added at any time; your data is already in place.

SECURITY

Audited controls on every module.

SOC 2 Type II, ISO 27001, 27018, and 9001. Layered access rights, two-factor authentication, and a full audit trail.

IMPLEMENTATION

A named team, parallel runs first.

Fastest for 50–500 employees, phased for multi-entity enterprises.

WORKLIO INSURANCE

Benefits and comp, billed with payroll.

Benefits admin is free when Worklio Insurance Services is your broker of record.