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PLATFORM / PAYROLL CORE / Earned wage access
PAYROLL CORE · Earned wage access

Pay on demand, without changing your pay schedule.

Employees access a portion of wages they have already earned before payday. Advances are reconciled automatically on the next payroll run.

ACCESS
Wages already earned
FUNDING
No employer cash advance
PAYROLL
Auto-reconciled next run
LIMITS
Set by employer policy

WHAT'S INCLUDED

  • 01

    On-demand access

    Employees request from the mobile app.

  • 02

    Employer controls

    Caps, eligibility, and frequency.

  • 03

    Automatic reconciliation

    Advances deducted on the next run.

  • 04

    Retention

    A benefit hourly workers use.

HOW IT WORKS

A planned go-live, with parallel runs first.

  1. 01Discovery + design. We map entities, pay rules, deductions, and integrations.
  2. 02Data + configuration. YTD wages, tax accounts, benefits, and GL mapping loaded and tested.
  3. 03Parallel runs. One or more payrolls run beside your current provider and matched to the cent.
  4. 04Go live. Usually at a quarter or year start. Employees invited, your team trained.
QUESTIONS ABOUT Earned wage access
Which plan includes earned wage access?
It is included from the Payroll plan up.
Does it share data with the rest of Worklio?
Yes. Every module works from one employee record, so changes flow to payroll, time, benefits, and reporting automatically.
Can we add it later?
Yes. Modules can be added at any time; your data is already in place.
SECURITY
Audited controls on every module.
SOC 2 Type II, ISO 27001, 27018, and 9001. Layered access rights, two-factor authentication, and a full audit trail.
IMPLEMENTATION
A named team, parallel runs first.
Fastest for 50–500 employees, phased for multi-entity enterprises.
WORKLIO INSURANCE
Benefits and comp, billed with payroll.
Benefits admin is free when Worklio Insurance Services is your broker of record.
PAYROLL AND TAXES PAID
$35+ Billion
ACH TRANSACTIONS
23+ Million
W-2S / 1099S PROCESSED
4.3+ Million
EMPLOYEES PAID
2.8+ Million
TRUSTED BY PARTNERS INCLUDING

Your next payroll could be your first one on Worklio.