PLATFORM / BENEFITS + COMPLIANCE / 401(k) + retirement
BENEFITS + COMPLIANCE · 401(k) + retirement
401(k) contributions that are right every run.
Employee deferrals, employer match, catch-up contributions, and loan repayments calculated in payroll and sent to your recordkeeper automatically.
- DEFERRALS
- Pre-tax + Roth
- MATCH
- Formulas calculated per run
- LOANS
- Repayments deducted
- PRICING
- Integration add-on, any plan
WHAT'S INCLUDED
- 01
Deferral sync
Elections flow from the provider to payroll.
- 02
Employer match
Safe harbor and custom formulas.
- 03
Catch-up contributions
Age-based limits applied.
- 04
Loan repayments
Deducted and reported each run.
- 05
Auto-enrollment
Eligibility and default deferrals tracked.
- 06
Compliance data
Census and hours for testing and Form 5500.
HOW IT WORKS
A planned go-live, with parallel runs first.
- 01Discovery + design. We map entities, pay rules, deductions, and integrations.
- 02Data + configuration. YTD wages, tax accounts, benefits, and GL mapping loaded and tested.
- 03Parallel runs. One or more payrolls run beside your current provider and matched to the cent.
- 04Go live. Usually at a quarter or year start. Employees invited, your team trained.
QUESTIONS ABOUT 401(k) + retirement
- Which plan includes 401(k) + retirement?
- It is available as an add-on to any plan. Pricing is on the pricing page.
- Does it share data with the rest of Worklio?
- Yes. Every module works from one employee record, so changes flow to payroll, time, benefits, and reporting automatically.
- Can we add it later?
- Yes. Modules can be added at any time; your data is already in place.
SECURITY
Audited controls on every module.
SOC 2 Type II, ISO 27001, 27018, and 9001. Layered access rights, two-factor authentication, and a full audit trail.
IMPLEMENTATION
A named team, parallel runs first.
Fastest for 50–500 employees, phased for multi-entity enterprises.
WORKLIO INSURANCE
Benefits and comp, billed with payroll.
Benefits admin is free when Worklio Insurance Services is your broker of record.
- PAYROLL AND TAXES PAID
- $35+ Billion
- ACH TRANSACTIONS
- 23+ Million
- W-2S / 1099S PROCESSED
- 4.3+ Million
- EMPLOYEES PAID
- 2.8+ Million
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