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PLATFORM / BENEFITS + COMPLIANCE / 401(k) + retirement
BENEFITS + COMPLIANCE · 401(k) + retirement

401(k) contributions that are right every run.

Employee deferrals, employer match, catch-up contributions, and loan repayments calculated in payroll and sent to your recordkeeper automatically.

DEFERRALS
Pre-tax + Roth
MATCH
Formulas calculated per run
LOANS
Repayments deducted
PRICING
Integration add-on, any plan

WHAT'S INCLUDED

  • 01

    Deferral sync

    Elections flow from the provider to payroll.

  • 02

    Employer match

    Safe harbor and custom formulas.

  • 03

    Catch-up contributions

    Age-based limits applied.

  • 04

    Loan repayments

    Deducted and reported each run.

  • 05

    Auto-enrollment

    Eligibility and default deferrals tracked.

  • 06

    Compliance data

    Census and hours for testing and Form 5500.

HOW IT WORKS

A planned go-live, with parallel runs first.

  1. 01Discovery + design. We map entities, pay rules, deductions, and integrations.
  2. 02Data + configuration. YTD wages, tax accounts, benefits, and GL mapping loaded and tested.
  3. 03Parallel runs. One or more payrolls run beside your current provider and matched to the cent.
  4. 04Go live. Usually at a quarter or year start. Employees invited, your team trained.
QUESTIONS ABOUT 401(k) + retirement
Which plan includes 401(k) + retirement?
It is available as an add-on to any plan. Pricing is on the pricing page.
Does it share data with the rest of Worklio?
Yes. Every module works from one employee record, so changes flow to payroll, time, benefits, and reporting automatically.
Can we add it later?
Yes. Modules can be added at any time; your data is already in place.
SECURITY
Audited controls on every module.
SOC 2 Type II, ISO 27001, 27018, and 9001. Layered access rights, two-factor authentication, and a full audit trail.
IMPLEMENTATION
A named team, parallel runs first.
Fastest for 50–500 employees, phased for multi-entity enterprises.
WORKLIO INSURANCE
Benefits and comp, billed with payroll.
Benefits admin is free when Worklio Insurance Services is your broker of record.
PAYROLL AND TAXES PAID
$35+ Billion
ACH TRANSACTIONS
23+ Million
W-2S / 1099S PROCESSED
4.3+ Million
EMPLOYEES PAID
2.8+ Million
TRUSTED BY PARTNERS INCLUDING

Your next payroll could be your first one on Worklio.